What the outlet published · Sentence 4
“También indica que, cuando la empresa comunicó los datos al fichero de morosos, ya conocía, por la reclamación extrajudicial formulada meses antes, que la mujer impugnaba la validez del contrato por su carácter usurario.”
Translation · ES
It also states that, when the company passed the data to the defaulters' register, it already knew, from the out-of-court claim made months earlier, that the woman was challenging the validity of the contract as usurious.
What this claims, in our words
KNOWLEDGE ALLEGED: that Cofidis knew the debt was disputed at the moment it reported her. This is what turns a routine administrative step into a finding against the company.